Free Kasasa Checking & Savings Accounts

Free Kasasa® Checking

Choose a free Share Draft (“Checking”) account that pays cash rewards. Compare the Kasasa checking accounts below that would pay-off best for you — by earning dividends, or by earning cash back on Debit Card purchases.

Best For Dividend Earnings Cash Back Rewards


Learn More about Kasasa Cash Checking


Learn More about Kasasa Cash Back Checking

Monthly Rewards
  • 3.00% APY* on balances up to $10,000
  • 3.00% to 0.50% APY on balances over $10,000 depending on the balance in the account*
  • 0.05% APY* if qualifications aren’t met
  • 3.00% cash back on debit card purchases*
  • Cash back earned on up to $400 in purchases monthly
  • Up to $144 cash back per year, $12 per month
Monthly Maintenance Fee NONE NONE
Refunds on ATM Withdrawal Fees Up to $25 per month* Up to $25 per month*
Can link to free Kasasa Saver® for effortless saving? Yes Yes
Free Online Banking Access? Yes Yes
Free Debit Card? Yes Yes
Minimum Opening Deposit NONE NONE

Maximize your rewards with free Kasasa Saver®

Exclusive to Kasasa checking account holders, a Kasasa Saver account collects and grows your Kasasa checking rewards! Every month, your earned checking cash rewards and ATM withdrawal fee refunds will sweep to this account automatically. You’ll even earn dividends in Kasasa Saver as you build your savings effortlessly. Find out more about Kasasa Saver.

For even more benefits, check out KasasaCare®

Insurance made easy:

  • Presription Savings, Vision Savings, & Dental Insurance
  • Personal Property & Electronics Protection 
  • Identity Protection

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Open Your Kasasa Account

Visit any of our locations or call 301-359-3081 today!

*For Kasasa Cash:  APY = Annual Percentage Yield. APYs accurate as of 02/01/2020. APY calculations are based on an assumed balance of $10,000 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days. Dividends and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the first processing/business day of the following statement cycle.

For Kasasa Cash Back:  Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the first processing/business day of the following statement cycle.

For both:  Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive either account's rewards. Fees may reduce earnings. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for either account's rewards. The following activities do not count towards earning account rewards: ATM-processed transactions, transfers between accounts, WEPCO credit card purchases, debit card purchases processed by merchants and received by the Credit Union as ATM transactions, non-retail payment transactions and purchases made with debit or credit cards not issued by WEPCO. Transactions bundled together by merchants and received by WEPCO as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Contact us for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.