Savings Rates

Savings Rates

Rates effective as of July 1, 2020

Share Accounts

Balance Tier Dividend Rate APY
$0.00 - $99.99 0.00% 0.00%
$100.00 - $2,499.99 0.05% 0.05%
$2,500.00 - $9,999.99 0.10% 0.10%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $74,999.99 0.25% 0.25%
$75,000.00 + 0.25% 0.25%

Minimum deposit of $5.00 required.

Special Savings Account

Balance Tier Dividend Rate APY
$0.00 - $99.99 0.00% 0.00%
$100.00 - $2,499.99 0.05% 0.05%
$2,500.00 - $9,999.99 0.10% 0.10%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $74,999.99 0.25% 0.25%
$75,000.00 + 0.25% 0.25%

Early Saver Accounts (Ages 0 - 12)

Get more information about the Dollar Dog Kids Club

Balance Tier Dividend Rate APY
$0.00 - $99.99 0.15% 0.15%
$100.00 - $2,499.99 0.20% 0.20%
$2,500.00 - $9,999.99 0.25% 0.25%
$10,000.00 - $24,999.99 0.30% 0.30%
$25,000.00 - $74,999.99 0.35% 0.35%
$75,000.00 + 0.40% 0.40%

Share Draft Accounts

Balance Tier Dividend Rate APY
$100.00 + 0.00% 0.00%

Business Share Draft Account

Balance Tier Dividend Rate APY
$100.00 + 0.10% 0.10%

Christmas Club

Balance Tier Dividend Rate APY
$0.00 + 0.10% 0.10%

Annually matures on October 1st. Early withdrawal penalty applies.

IRA Account

Balance Tier Dividend Rate APY
$0.00 + 2.00% 2.02%

Special Purpose Account

Balance Tier Dividend Rate APY
$0.00 + 0.10% 0.10%

Term is set by member. Early withdrawal penalty applies.

Money Market Accounts

Balance Tier Dividend Rate APY
$2,500.00 - $24,999.99 0.25% 0.25%
$25,000.00 - $74,999.99 0.35% 0.35%
$75,000.00 - $124,999.99 0.45% 0.45%
$125,000.00 - $174,999.99 0.55% 0.55%
$175,000.00 - $249,999.99 0.75% 0.75%
$250,000.00 - $499,999.99 0.85% 0.85%
$500,000.00 + 1.00% 1.01%

Minimum deposit of $2,500.00 required.

Share Certificate

Term Dividend Rate APY
24 Months 0.85% 0.85%
36 Months 1.00% 1.00%
48 Months 1.25% 1.26%
60 Months 1.50% 1.51%

Minimum deposit of $500.00 required. Early withdrawal penalty applies.

IRA Share Certificates (Traditional, Roth & Coverdell)

Term Dividend Rate APY
24 Months 0.85% 0.85%
36 Months 1.00% 1.00%
48 Months 1.25% 1.26%
60 Months 1.50% 1.51%

Minimum deposit of $500.00 required. Early withdrawal penalty applies.

APY – Annual Percentage Yield.
Rates are subject to change. Dividends are based on the earnings of the credit union and cannot be guaranteed. Federal regulations prohibit the payment of dividends in excess of available earnings. Fees and/or other conditions could reduce earnings. An escheatment fee of $5.00 may be charged for dormant accounts.

Compounding and Crediting.
All dividends are posted quarterly except Money Market, which is posted monthly.

Daily Balance Computation Method.
Dividends are calculated by the daily balance method, which applies a daily periodic rate to the full balance in the account each day depending on the applicable tier.