Fee Schedule

We may charge the following fees associated with Your Account or Services. Fees are subject to change.

Current Fee Schedule as of March 1 2024.

Basic Account Fees Fee
Account Balancing or Research $25.00 per hour
Amusement Park Discount Ticket - 2023 Season CHECK Back for 2024 Prices
   Idlewild  - Adult & Child (Children Age 2 & Under FREE) -
   Kennywood - Adult & Child (Children Age 2 & Under FREE) -
Bank Bag (Small) $5.00 each
Bank Bag (Large) $25.00 each
Christmas Club Early Withdrawal
Matures every October 1. Penalty for early withdrawal applies
$5.00
Closed Account Before 90 Days of Opening $5.00
Courtesy Pay Fee $30.00 per item
Coin Machine (Self-Serve) FREE to Members
Coin Machine: Non-Member/Members not in good standing 20%
Debit Card Replacement $10.00
Deposited Item Returned $30.00 per item
Draft Copy (Available through PAL Plus at no cost) $5.00
Escheatment Fee $5.00
Fax Service $1.00 per page
Foreign ATM Fee $1.00 per Transaction
Garnishment Fee $45.00
Money Order $1.50
Money Market Excessive Withdrawal Fee $20.00
Non-Sufficient Fund Fee/Overdraft
(Paid/Returned – Check/ACH)
$30.00
Notary FREE to Members
Official Check Printing per month
 - First Three (3)
 - Additional Official Checks (per item)

FREE to Members
$2.00
Our ATMs and any ATM within the Western MD ATM Network FREE to Members
Overdraft Protection – Transfer from Savings $5.00
Photocopy per day
- First 10 pages
- Additional Copies

FREE to Members
$0.10 per page
Returned Mail $5.00 per item
Safe Deposit Boxes (Keyser & LaVale Only) $9.00 - $49.00 per year
     3 x 5 $9.00
     3 x 10 $20.00
     5 x 10 $34.00
     7 x 10 $49.00
     Drilling Fee for Lost Key Minimum of $250
Share Certificate Early Withdrawal Maximum 180 days’ dividend
Stop Payment $30.00 per item
Visa Gift Cards (Non-reloadable) $5.00
Wire Fees Fee
Outgoing Wire Transfers $25.00
Incoming Wire Transfers $25.00
Loan Fees * Fee
Guaranteed Asset Protection - GAP $575.00
Late Fee (15 Days) 5% of Delinquent Amount
Mortgage Credit Report Based on whether an Individual or Joint Credit report was pulled
Mortgage Flood Certification $20.00
Skip A Pay Program Fee per loan $30.00

* Loans may be subject to additional fees, refer to loan documents.