Fee Schedule
We may charge the following fees associated with Your Account or Services. Fees are subject to change.
Current Fee Schedule as of August 13, 2025
| Basic Account Fees | Fee |
|---|---|
| Account Balancing or Research | $25.00 per hour |
| Amusement Park Discount Ticket - 2025 Season | |
| Idlewild - Adult & Child (Children Age 2 & Under FREE) | $36.99 |
| Kennywood - Adult & Child (Children Age 2 & Under FREE) | $39.99 |
| Bank Bag (Small) | $5.00 each |
| Bank Bag (Large) | $25.00 each |
| Christmas Club Early Withdrawal Matures every October 1. Penalty for early withdrawal applies |
$5.00 |
| Closed Account Before 90 Days of Opening | $5.00 |
| Courtesy Pay Fee | $30.00 per item |
| Coin Machine (Self-Serve) | FREE to Members |
| Coin Machine: Non-Member/Members not in good standing | 20% |
| Debit Card Replacement | $10.00 |
| Deposited Item Returned | $30.00 per item |
| Draft Copy (Available through PAL Plus at no cost) | $5.00 |
| Escheatment Fee | $5.00 |
| Fax Service | $1.00 per page |
| Foreign ATM Fee | $1.00 per Transaction |
| Garnishment Fee | $45.00 |
| Money Order | $1.50 |
| Money Market Excessive Withdrawal Fee | $20.00 |
| My Financial Health Free (Available through PAL Plus and Mobile App) | FREE to Members |
| My Financial Health Premium (Available through PAL Plus and Mobile App) | $8.99 per month |
| Non-Sufficient Fund Fee/Overdraft (Paid/Returned – Check/ACH) |
$30.00 |
| Notary | FREE to Members |
| Official Check Printing per month - First Three (3) - Additional Official Checks (per item) |
FREE to Members $2.00 |
| Our ATMs and any ATM within the Western MD ATM Network | FREE to Members |
| Overdraft Protection – Transfer from Savings | $5.00 |
| Photocopy per day - First 10 pages - Additional Copies |
FREE to Members $0.10 per page |
| Returned Mail | $5.00 per item |
| Safe Deposit Boxes (Keyser & LaVale Only) | $9.00 - $49.00 per year |
| 3 x 5 | $9.00 |
| 3 x 10 | $20.00 |
| 5 x 10 | $34.00 |
| 7 x 10 | $49.00 |
| Drilling Fee for Lost Key | Minimum of $250 |
| Share Certificate Early Withdrawal | Maximum 180 days’ dividend |
| Stop Payment | $30.00 per item |
| Visa Gift Cards (Non-reloadable) | $5.00 |
| Wire Fees | Fee |
|---|---|
| Outgoing Wire Transfers | $25.00 |
| Incoming Wire Transfers | $25.00 |
| Loan Fees * | Fee |
|---|---|
| Guaranteed Asset Protection - GAP | $575.00 |
| Late Fee (15 Days) | 5% of Delinquent Amount |
| Mortgage Credit Report | Based on whether an Individual or Joint Credit report was pulled |
| Mortgage Flood Certification | $20.00 |
| Skip A Pay Program Fee per loan | $30.00 |
* Loans may be subject to additional fees, refer to loan documents.