Free Kasasa Cash® Checking

Earn a really high rate, plus ATM withdrawal refunds, with this free account! It’s our way of rewarding you for banking with us.

Open Your Kasasa Account

Visit any of our locations or call 301-359-3081 today!

  • Free Share Draft (“Checking”) account that pays high dividends
    • 3.00% APY* on balances up to $10,000
    • 3.00% to 0.50% APY* on balances over $10,000 depending on balance in account
    • 0.05% APY* if qualifications aren’t met
  • Refunds on ATM fees charged to Kasasa Cash, nationwide (up to $25 monthly)*
  • Can link to high-dividend, free Kasasa Saver® account
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free Debit Card
  • Free digital banking services
    • Free PAL Plus online banking with bill pay
    • Free eStatements
    • Free WEPCO Mobile App
    • Free mobile deposit
  • Courtesy Pay available
  • No minimum deposit to open

How to Qualify to Earn Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 Debit Card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into PAL Plus online banking

See? Simple! Even if you don't qualify, your Kasasa Cash account is still free. Plus, you can get right back to earning your full rewards the very next cycle.

*APY = Annual Percentage Yield. APYs accurate as of 02/01/2020. APY calculations are based on an assumed balance of $10,000 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Fees may reduce earnings. Dividends and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the first processing/business day of the following statement cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count towards earning account rewards: ATM-processed transactions, transfers between accounts, WEPCO credit card purchases, debit card purchases processed by merchants and received by the Credit Union as ATM transactions, non-retail payment transactions and purchases made with debit or credit cards not issued by WEPCO. Transactions bundled together by merchants and received by WEPCO as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Contact us for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.