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Our History

Established on April 24, 1950, the Credit Union was first named Local 676 UPA Federal Credit Union. The Credit Union began with 9 members, $37.50, and operated out of a one room office in the Westvaco Local 676 Union Hall on Main Street in Westernport, Maryland.

A milestone year for the Credit Union was 1963, when we amended our charter to change our name to WEPCO Federal Credit Union. WEPCO came from portions of West Virginia Pulp & Paper Company (Verso Corporation's original name). During that same time period, construction of our first office building located at 90 West Main Street in Westernport, Maryland was completed. WEPCO continued to grow in both member services and size, out growing our Westernport location both inside and out. The building was small and the member parking very limited.

In 1978, we opened our newly constructed main office and current location on Maryland Route 135 in Bloomington, Maryland. This office expansion helped us to better meet members’ financial needs and provide faster, more convenient service with our first ever drive-up window facility and ample parking. We continued to add services and staff with all of our new space.

In 1991, we opened our first branch office, located at 12826 Garrett Highway in Oakland, Maryland. With our new office location, we were able to serve existing members as well as new members. WEPCO was able to provide credit union services to individuals whom have never had access to a credit union in the past.

With the popularity of automated teller machines (ATM’s) and high demand of our membership, WEPCO Federal Credit Union added two MAC ATM’s during 1997, located at each credit union offices open at that time, Bloomington and Oakland.

December 8, 2000, WEPCO opened a second branch located on U.S. Route 220 South in Keyser, West Virginia. Our Keyser Branch offered safe deposit boxes in addition to the same services found at the other two locations.   Similar to our other two offices, the Keyser branch also provides a drive-up ATM machine.

WEPCO added yet another ATM, on the basement level at Garrett County Memorial Hospital, 451 N. Fourth Street, in Oakland, Maryland. This ATM is accessible to the public and located near the cafeteria.

Due to high demand of the Oakland drive-up, WEPCO added a new separate drive-up facility at 130 N Fourth Street in Oakland, Maryland on February 6, 2006.  The drive-up was then closed at the Oakland branch.

On September 22, 2008, WEPCO opened its fifth branch located on 12511 Winchester Road, LaVale, Maryland.  Our grand opening was held on Saturday, October 18, 2008 on site.  The LaVale branch is a full service, four-lane drive-up facility offering the same services found at the other three full service locations.

On April 1, 2011, WEPCO began charging a non-member fee of $1.75 at all of our ATM locations.  This was fourteen years after our first ATM was installed. Our members and the members of the Western Maryland ATM Connection will continue to be able to use WEPCO owned ATM's at no charge.  Members of the Western Maryland ATM connection include: ABLE FCU, Allegany County Teacher's FCU, Algar FCU, Potomac FCU, Chessie FCU, Kelco FCU, Health Care 1st FCU, State Employees CU of MD, and WEPCO FCU.

On April 28, 2014, WEPCO opened its sixth branch located on 202 W Main Street, Kingwood, WV.  The Kingwood branch is a lending branch providing loan services for all types of loans.  The new facility will soon have a full service ATM that will enable both withdrawal an deposit transactions free to all WEPCO members. 

Over the years, WEPCO Federal Credit Union has indeed grown quite a bit. However, we at WEPCO still uphold the credit union motto "Not for Profit, Not for Charity but for Service". Even though WEPCO has grown to over $205 million in assets with more than 25,766 members, WEPCO Federal Credit Union still makes member service their first priority, and always will!