eServices

Whether you are on the go or at home, WEPCO has the eServices available to meet your needs!

WEPCO Mobile App

Access our PAL Plus services with our mobile app, which is available for download through the App Store or Google Play. It works on any mobile phone that is web-enabled and has a wireless data connection2. Enroll to securely access your accounts or loans, view balances and history, and make financial transactions anytime and anywhere.

Download the app for your device

Get the app on the Google Play Store

Download the app on the Apple Store

2 Data rates may apply, depending on your service provider.

Also available on WEPCO Mobile:

  • Qwik Draft Bill Payer
  • Cross-Reference Accounts
  • Member to Member Transfers
  • FI to FI
  • eStatements
  • Money Manager

My Financial Health (NEW)

We know it’s challenging to manage your financial life through dozens of apps.  That’s why we’re enhancing your experience with a few features (for free) via PAL Plus to give you better control – all in one place:

  • Your credit score: Check out your VantageScore® 3.0 
  • Dark web monitoring1: We scan the web for fraudulent use of your personal information including name, address, email and more
  • Personal information monitoring2: We scan your name in real time to see how much of your private information has been exposed on Data Broker sites 
  • Online subscriptions view: Access a consolidated view of your subscriptions to see where your dollars are going

In addition to the free features within My Financial Health, you can upgrade to My Financial Health premium to unlock:

  • Credit monitoring and alerts from all 3 bureaus: Get alerts whenever there is a credit event such as a new account being opened or a hard credit inquiry. Additional alerts, such as balance changes, public records, address changes, delinquencies, and credit score changes are also available.
  • Social Security Number monitoring: Detect and prevent identity theft occurring outside of the credit bureaus’ vision
  • Change of address alerts: Detect and be alerted when there has been an unauthorized change of address
  • Identity theft insurance3: Up to $1M of identity restoration and protection against identity theft
  • Identity restoration: Access hands-on assistance restoring compromised identity
  • Removal of personal information from Data Broker sites4: Leverage automated services to continuously remove their personal data from these sites
  • Ongoing web monitoring for newly exposed private information: Continuously monitor Data Broker sites and get alerts when your personal information resurfaces
  • Online subscriptions cancellation: With just a single button, cancel unused or low value subscriptions

All for $8.99/month5. For peace of mind? That’s not too bad.

Log in today to check out what’s available to you.

1 Dark Web monitoring consists of searching for up to 1 Social Security number, 10 driver's licenses, up to 10 credit and debit cards, up to 10 bank accounts, 10 passports, up to 10 phone numbers, up to 10 email addresses, up to 10 physical addresses, and 10 medical IDs. We partner with Constella Intelligence who searches thousands of internet sites where it is suspected that consumer's personal information is being bought and sold. Constella Intelligence regularly reviews and adds new sites to search; however, there is no guarantee that Constella Intelligence will be able to locate and search every possible internet site as some sites are not published and frequently change. Dark Web monitoring may take several days to begin and may not occur during your {trial/Access} period.

2 Please note that the list of Data Broker sites being scanned may change as we do not crawl all Data Broker sites.

3 Terms and conditions apply. The Identity Theft Insurance is underwritten and administered by AIG. This description is a summary and is solely intended for informational purposes and may not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.

4 Data Broker sites are sites that trade personal information for profit - names, addresses, phone numbers, social security numbers and more. As a result, consumers are at risk of identity theft, financial hacks, account takeovers, spam, robocalls, and physical threats including stalking, harassment and doxing. Please note that the list of Data Broker sites being scanned may change as we do not crawl all Data Broker sites. 

5 Plus applicable taxes. $8.99 (plus applicable tax) will be debited from your account when you enroll, and then monthly until you cancel.

Remote Deposit Capture (RDC)

Deposits checks3 on the go! Available only our WEPCO Mobile, it is as simple as 1, 2, 3!

Endorse your check(s) and write the words “Mobile Deposit Only” and your account number.

Take a picture of the front and back.

Submit and wait for the check to be deposited.

3 Terms and conditions apply. Members subject to eligibility. Deposits subject to verification. Must enroll via the app for this service.

PAL Plus Online Account Access

Check your balances, review your transactions, transfer funds and more online with our PAL Plus Online Account Access! It is easy to personalize so that it displays the features you want.

Other Features include:

  • Online loan applications
  • Bill Payer
  • eStatements, electronic statements
  • Skip-a-pay1
  • FI to FI Transfers
  • Money Manager, our financial management tool
  • Update your personal information, such as address, phone, and email
  • Only Available Online:  Download your account information to a financial management solution, like Quicken

To apply, access PAL Plus on your computer or download our mobile app to start your enrollment.

1 Qualifying members can skip one (1) loan payment per 12 month period. Call for complete details.

eStatements

Access your statements online through our PAL Plus Online Account Access or WEPCO Mobile App. Rest assured your statements2 are safe and secure. 

Enroll by applying through our online application.

Apply for eStatements Online

2 A Monthly fee may be applied to members who opt to have mailed statements.

Qwik Draft Bill Payer

Qwik Draft Bill Payer is our online and mobile Bill Payer service. You can use it to pay your one-time or recurring bills to save time and money. Qwik Draft is free to all members with a checking account. Any member that has been inactive for 90 days on Qwik Draft will be deactivated.

Some vendors are available for eBill, which links your online vendor account with Bill Payer for easy access to your statements. Some additional features of bill payer are:

  • Set up one-time or recurring payments.
  • Pay a person by sending money via email, text or check.
  • Transfer money from WEPCO to another financial institution.
  • Send gifts or donations to a recipient.
  • See a topical view of the month and how your bills are scheduled.

If you would like assistance, we have a toll-free number 844-357-9655 or live chat option available. If you would like to try it out, we also offer a demo site.

Money Manager

Our free online financial management tool can help you save money, budget and track your net worth! Find money-saving opportunities, review your spending habits, and earn financial rewards tailored just for you!

This service is included with our PAL Plus Online Account Access!

It will be deactivated if not accessed after 6 months. 

FI-to-FI Transfers

Transfer funds to and/or from accounts or loans at other financial institutions within PAL Plus Online Account Access!

Enroll through our PAL Plus Online Account Access by sending a secure message to request enrollment or contact us directly.

Cross-Reference Accounts

Cross-Reference links your selected WEPCO accounts together to quickly and easily move funds between accounts via a single sign on to your main account through PAL Plus Online Account Access or our WEPCO Mobile App. You must complete an application at any branch and be authorized to access all accounts.

Member to Member Transfers

Member to Member Transfers is available to all members through PAL Plus Online Account Access or our WEPCO Mobile App. Move your funds to any other member’s account or loan as long as you know their account number, last name and share or loan ID.