Savings Rates

Updated as of August 1, 2014

*APY – Annual Percentage Yield.  Rates are subject to change. Dividends are based on the earnings of the credit union and cannot be guaranteed.  Federal regulations prohibit the payment of dividends in excess of available earnings.    Fees and/or other conditions could reduce earnings.  An escheatment fee of $5.00 may be charged for dormant accounts.  

Compounding and Crediting.  All dividends are posted quarterly except Money Market, which is posted monthly. 

Daily Balance Computation Method.  Dividends are calculated by the daily balance method, which applies a daily periodic rate to the full balance in the account each day depending on the applicable tier.

 

Account Type Dividend Rate APY* Balance Tier

SHARE ACCOUNTS

0.00% 0.00% $0.00 – $99.99
Minimum deposit of $5.00 required 0.10% 0.10% $100.00 – $2,499.99
  0.10% 0.10% $2,500.00 – $9,999.99
  0.15% 0.15% $10,000.00 – $24,999.99
  0.20% 0.20% $25,000.00 – $74,999.99
  0.25% 0.25% $75,000.00 – OVER

SPECIAL SAVINGS ACCOUNT

0.00% 0.00% $0.00 – $99.99
  0.10% 0.10% $100.00 – $2499.99
  0.10% 0.10% $2,500.00 – $9,999.99
  0.15% 0.15% $10,000.00 – $24,999.99
  0.20% 0.20% $25,000.00 - 74,999.99
  0.25% 0.25% $75,000.00 and over

EARLY SAVER ACCOUNTS (AGES 0-12)
Click HERE for Dollar Dog Kids Club

0.25% 0.25% $0.00 – $99.99
  0.25% 0.25% $100.00 – $2,499.99
  0.25% 0.25% $2,500.00 – $9,999.99
   0.35% 0.35% $10,000.00 – 24,999.99
  0.45% 0.45% $25,000.00 – $74,999.99
  0.55% 0.55% $75,000.00 – OVER

SHARE DRAFT ACCOUNTS

0.00% 0.00% $100.00 – OVER

BUSINESS SHARE DRAFT ACCOUNT

0.10% 0.10% $100.00 – OVER

CHRISTMAS CLUB

0.10% 0.10% $0.00 – OVER
Annually matures on October 1.  Early withdrawal penalty applies.

IRA ACCOUNT

1.25% 1.25% $0.00 – OVER

SPECIAL PURPOSE ACCOUNT

0.10% 0.10% $0.00 – OVER
Term is set by member.  Early withdrawal penalty applies.

MONEY MARKET ACCOUNTS

0.00% 0.00% $0.00 – $2,499.99
Minimum deposit of $2,500.00 required 0.25% 0.25% $2,500.00 –  $9,999.99
  0.25% 0.25% $10,000.00 – $24,999.99
  0.35% 0.35% $25,000.00 – $74,999.99
  0.50% 0.50% $75,000.00 – over

SHARE CERTIFICATE

0.75% 0.75% $500.00 – OVER
Minimum deposit of $500.00 required. Term of 24 Months. Early withdrawal penalty applies.