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Target Breach MESSAGE

Target Data Breach Update and Mitigation Considerations

MESSAGE FROM PULSE

KEY POINTS: As further details regarding the Target data breach emerge, financial institutions are advised to consider a wide range of mitigation options.

On Friday, January 10, you may have seen articles in the media stating that personal information was also compromised, including such data as name, mailing address, email address and phone number.

With this information, targeted schemes may be directed against these individuals requesting cardholder account information. PULSE anticipates there could be an increase in targeted phishing (email), vishing (voice) and smishing (text) attacks in which transfers target a broad audience, telling each recipient that their account has been compromised in this event.

Through this scam, they attempt to gain account information, including the account holder's PIN. Vishing attacks using telephony technologies can be very convincing, so it is important to advise cardholders of your policy regarding requests for account numbers or PIN information.

Additionally, the exposure of personal information increases the risk of identity theft. To help customers protect themselves, Target announced last week it will provide one year of free credit monitoring for individuals who shopped at its U.S. stores.  Please see Target's website to learn more about this offer.

Below is a brief summary of the recommendations from WEPCO:

  1. Cardholders may wish to change their PIN for any debit cards that were potentially exposed and have not yet been reissued.
  2. Do not click any link or open any attachment in a suspicious email or text.
  3. Report any suspicious phone call, email, or text to WEPCO. Suspicious emails can be forwarded to phishing@wepcofcu.com.
  4. Never give out your personal information via any phone, email, or text. 
  5. Report any suspicious activity (phone, email, or text) on your account to WEPCO.
  6. Report any charges that were not authorized by you.

Target Data Breach Update and Mitigation Considerations

MESSAGE FROM PULSE

KEY POINTS: As further details regarding the Target data breach emerge, financial institutions are advised to consider a wide range of mitigation options.

On Friday, January 10, you may have seen articles in the media stating that personal information was also compromised, including such data as name, mailing address, email address and phone number.

With this information, targeted schemes may be directed against these individuals requesting cardholder account information. PULSE anticipates there could be an increase in targeted phishing (email), vishing (voice) and smishing (text) attacks in which transfers target a broad audience, telling each recipient that their account has been compromised in this event.

Through this scam, they attempt to gain account information, including the account holder's PIN. Vishing attacks using telephony technologies can be very convincing, so it is important to advise cardholders of your policy regarding requests for account numbers or PIN information.

Additionally, the exposure of personal information increases the risk of identity theft. To help customers protect themselves, Target announced last week it will provide one year of free credit monitoring for individuals who shopped at its U.S. stores.  Please see Target's website to learn more about this offer.

Below is a brief summary of the recommendations from WEPCO:

  1. Cardholders may wish to change their PIN for any debit cards that were potentially exposed and have not yet been reissued.
  2. Do not click any link or open any attachment in a suspicious email or text.
  3. Report any suspicious phone call, email, or text to WEPCO. Suspicious emails can be forwarded to phishing@wepcofcu.com.
  4. Never give out your personal information via any phone, email, or text. 
  5. Report any suspicious activity (phone, email, or text) on your account to WEPCO.
  6. Report any charges that were not authorized by you.

Target Data Breach Update and Mitigation Considerations

MESSAGE FROM PULSE

KEY POINTS: As further details regarding the Target data breach emerge, financial institutions are advised to consider a wide range of mitigation options.

On Friday, January 10, you may have seen articles in the media stating that personal information was also compromised, including such data as name, mailing address, email address and phone number.

With this information, targeted schemes may be directed against these individuals requesting cardholder account information. PULSE anticipates there could be an increase in targeted phishing (email), vishing (voice) and smishing (text) attacks in which transfers target a broad audience, telling each recipient that their account has been compromised in this event.

Through this scam, they attempt to gain account information, including the account holder's PIN. Vishing attacks using telephony technologies can be very convincing, so it is important to advise cardholders of your policy regarding requests for account numbers or PIN information.

Additionally, the exposure of personal information increases the risk of identity theft. To help customers protect themselves, Target announced last week it will provide one year of free credit monitoring for individuals who shopped at its U.S. stores. Please see Target's website to learn more about this offer.

Below is a brief summary of the recommendations from WEPCO:

Cardholders may wish to change their PIN for any debit cards that were potentially exposed and have not yet been reissued.

Do not click any link or open any attachment in a suspicious email or text.

Report any suspicious phone call, email, or text to WEPCO. Suspicious emails can be forwarded to phishing@wepcofcu.com.

Never give out your personal information via any phone, email, or text.

5. Report any suspicious activity (phone, email, or text) on your account to WEPCO.

Report any charges that were not authorized by you.