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Senior Checking

For Seniors age 60 or older with Direct Deposit, WEPCO offers select checks FREE of charge!

To begin your share draft (checking) at WEPCO Federal Credit Union, you must first join the credit union.  No minimum deposit is required, but if you place a check order, you must deposit enough funds to cover the cost.  After the opening deposit and subsequent check order ACH debit (if applies), you CAN carry a zero (0) balance and no fee will apply.

The account must have a balance of $100 to earn dividends.  Dividends are posted quarterly and are subject to change. 

Unlimited number of checks per month can be written from this account as funds allow.  Canceled checks are not returned to you.  However, copies of share drafts (checks) are available online through our FREE PAL Plus online account access.  Converted checks, which are checks that are processed electronically, are not available online, but a copy can be requested.

You will receive your statements by mail, or you can sign-up for our electronic eStatements through PAL Plus.  Both PAL Plus and eStatements are available to all members absolutely FREE for secure, fast and convenient account access 24/7.

Please click for a complete list of fees that may apply to a Share Draft Account.

You can add other products and services to your checking account, which are listed in the Checking section.  Plus, our Priority Checking account has even more benefits for you:  discounted eyewear and prescriptions, AD & D insurance, and more for a low monthly cost!