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Savings Rates

Updated as of August 1, 2019

*APY – Annual Percentage Yield.  Rates are subject to change. Dividends are based on the earnings of the credit union and cannot be guaranteed.  Federal regulations prohibit the payment of dividends in excess of available earnings.    Fees and/or other conditions could reduce earnings.  An escheatment fee of $5.00 may be charged for dormant accounts.  

Compounding and Crediting.  All dividends are posted quarterly except Money Market, which is posted monthly. 

Daily Balance Computation Method.  Dividends are calculated by the daily balance method, which applies a daily periodic rate to the full balance in the account each day depending on the applicable tier.

Account Type Dividend Rate   APY* Balance Tier

SHARE ACCOUNTS

 0.00%   0.00% $0.00 – $99.99
Minimum deposit of $5.00 required        0.35%   0.35% $100.00 – $2,499.99
  0.35%   0.35% $2,500.00 – $9,999.99
  0.40%   0.40% $10,000.00 – $24,999.99
  0.45%   0.45% $25,000.00 – $74,999.99
  0.50%   0.50% $75,000.00 – OVER

SPECIAL SAVINGS ACCOUNT

 0.00%   0.00% $0.00 – $99.99
  0.35%   0.35% $100.00 – $2499.99
  0.35%   0.35% $2,500.00 – $9,999.99
  0.40%   0.40% $10,000.00 – $24,999.99
  0.45%   0.45% $25,000.00 – 74,999.99
  0.50%   0.50% $75,000.00 and over

EARLY SAVER ACCOUNTS (AGES 0-12)
Click HERE for Dollar Dog Kids Club

 0.50%   0.50% $0.00 – $99.99
  0.50%   0.50% $100.00 – $2,499.99
  0.50%   0.50% $2,500.00 – $9,999.99
   0.60%   0.60% $10,000.00 – $24,999.99
  0.70%   0.70% $25,000.00 – $74,999.99
  0.80%   0.80% $75,000.00 – OVER

SHARE DRAFT ACCOUNTS

 0.00%   0.00% $100.00 – OVER

BUSINESS SHARE DRAFT ACCOUNT

 0.10%   0.10% $100.00 – OVER

CHRISTMAS CLUB

 0.10%   0.10% $0.00 – OVER
Annually matures on October 1.  Early withdrawal penalty applies.

IRA ACCOUNT

 2.00%   2.02% $0.00 – OVER

SPECIAL PURPOSE ACCOUNT

 0.10%   0.10% $0.00 – OVER
Term is set by member.  Early withdrawal penalty applies.

MONEY MARKET ACCOUNTS

 0.50%   0.50% $2,500.00 –  $24,999.99
Minimum deposit of $2,500.00 required 0.60%   0.60% $25,000.00 – $74,999.99
  0.75%   0.75% $75,000.00 – $124,999.99
  0.90%   0.90% $125,000.00 – $174,999.99
  1.00%   1.00% $175,000.00 – $249,999.99
  1.25%   1.26% $250,000.00 – $499,999.99
  1.50%   1.51% $500,000.00 and over

SHARE CERTIFICATE
 

 Minimum deposit of $500.00 required.
Early withdrawal penalty applies.
24 Month Term 2.00%   2.02% $500.00 – OVER
36 Month Term 2.25%   2.27% $500.00 – OVER
48 Month Term 2.50%   2.52% $500.00 – OVER
60 Month Term 3.00%   3.03% $500.00 – OVER

ADDITIONAL SHARE CERTIFICATE (SC) TYPES:

TRADITIONAL IRA SC  –  ROTH IRA SC
COVERDELL EDUCATION SAVINGS SC

 Minimum deposit of $500.00 required.
Early withdrawal penalty applies.
24 Month Term 2.00%   2.02% $500.00 – OVER
36 Month Term 2.25%   2.27% $500.00 – OVER
48 Month Term 2.50%   2.52% $500.00 – OVER
60 Month Term 3.00%   3.03% $500.00 – OVER