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Skip A Payment Program

We understand that events like an illness, car troubles, or holiday shopping may make it harder for you to make your monthly payments at WEPCO.  With our Skip-A-Payment Program, you can skip your payment for one month so that you use those funds for other needs.

To qualify:

  • All your WEPCO loans must be current and in good standing;
  • Loan cannot be secured by real estate;
  • Loan cannot be a line of credit or business loan; and
  • Monthly loan payment must be at least $100 and cannot be more than $800.

Important terms:

  • You can skip a payment on a loan once in a 12-month span.
  • Interest will accrue during the skipped period, which will extend the term of the loan.
  • A flat fee is charged for each skipped payment.  See our Fee Schedule.
  • If your payment is payroll deducted, please call us so that we can adjust it accordingly.

To skip your payment:

  • You must have our WEPCO PAL Plus online account access.
  • Once logged in, click Additional Services to find the Loan Payment Skip option. Simply follow the steps to skip your payment!