Savings & Investments

SHARE SAVINGS ACCOUNT
When beginning your membership at WEPCO Federal Credit Union, you must deposit a minimum of $5.00 to your share savings account. To maintain your credit union membership, your $5.00 membership shares must remain on deposit in your share savings account. The $5.00 membership shares provides for access to all the products and services WEPCO Federal Credit Union has to offer, including a vote at our annual membership meeting.

Many members continue to add to their share savings account and use this account as their main savings account at WEPCO Federal Credit Union. See current dividend rates.

SPECIAL SAVINGS ACCOUNT
A separate savings account from the share savings account, under the membership account. The special savings account is usually used by members whom are saving for a specific purpose, such as a vacation, insurance, taxes, tires, etc. See current dividend rates.

CHRISTMAS CLUB
A WEPCO Christmas Club is a little different than most. There are no coupon books and no scheduled monthly deposits required. Simply deposit what you want, when you want.

Payroll deduction to your Christmas Club account is a very easy way to save for the holidays. Christmas Club checks are mailed out to members on October 1st of every year.

IRA ACCOUNTS
WEPCO Federal Credit Union offers three different types of IRA (Individual Retirement Account) products. Traditional, Roth and Educational. For additional information, please e-mail the credit union to request brochures or contact either credit union office.

MONEY MARKET ACCOUNTS
Our money market accounts provide for the highest of returns with the easiest of terms. Your WEPCO Federal Credit Union money market account must begin with a minimum deposit of $2,500.00.

Transactions are limited, as you may not make more than three (3) withdrawals or transfers during a one month statement period, and each must be in increments of $500.00 or more. The number of deposits made to the account are unlimited, but must also be in increments of $500.00 or more.

The dividend period is monthly, in which the dividends are calculated and posted. See current dividend rates.

VISA CHECK CARD II
Our newest plastic product, allows you to make purchases anywhere VISA is accepted and the money is deducted from your share draft (checking) account. ATM access is also provided at any MAC, Plus or VISA ATM (automated teller machine). Our VISA Check Card is fast, easy and convenient — plus it’s FREE!

Apply today, using the quick and easy VISA Check Card II Application.

 

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