FEES & CHARGES
We may charge the following fees and charges associated with Your Account.

Overdraft Transfer Fee	$2.00 per transfer
Membership Fee	$0.25
Share Draft Printing	Varies
Money Order Fee	$0.25 each
Travelers Check For Two Fee	$0.50 per $100.00
Returned Item Fee	$20.00 per item
Stop Payment Fee	$5.00 per item
Draft Copy Fee	$5.00 per item

VISA Check Card Services

Draft Copy Fee

$5.00

PAL Audio Response Services

Non-Sufficient Funds Fee	$20.00 per item
Stop Payment Fee	$5.00 per item
Research Fee	$10.00 per item

WEPCO PAL Plus Personal Computer Account Services

Non-Sufficient Funds Fee	$20.00 per item
Stop Payment Fee	$5.00 per item
Research Fee	$10.00 per item

Qwik Draft Bill Payment Services

Monthly Service Fee	$5.00 (1)
Non-Sufficient Funds Fee	$20.00 per item
Stop Payment Fee	$5.00 per item
Research Fee	$10.00 per item

(1) Waives during the 1st six-months and each month there after when you maintain direct deposit.